Attention PPP Loan Clients: Please visit F&M Bank’s PPP Forgiveness Knowledge Center to register for a webinar and read FAQs about the forgiveness process.
WHAT MAKES F&M DIFFERENT?
At Farmers & Merchants Bank we understand that commercial real estate loans are never a “one-size-fits-all” process. This is why we treat each client and loan request as unique.
F&M Bank’s Relationship Managers, who collectively have over a century of commercial real estate lending experience, can create a custom, tailored loan specifically for your situation. Our team listens to the Borrower's business plan and can structure a loan to meet those needs. The Bank offers a number of loan programs including, bridge, construction, term loans and lines of credit.
Your experience with F&M Bank is different because we designed our business around your needs. From on-site decision making, to a credit team that works as diligently as our Relationship Managers, we can operate quickly to develop a solution for industrial, retail, office or even those special, unique situations.
No Prepayment Penalties
Customized Loan Solutions
Single Point of Contact
F&M FEATURED COMMERCIAL REAL ESTATE LOAN STORIES
Rolling Hills Prep School
Helping education soar has always been a core value for us here at F&M Bank. Find out how F&M came through for the 9.57 acre campus that also happened to be home to a rare Blue Butterfly reserve.
10 Mixed-Use Office Condos
$5,450,000 Construction Loan
Helping businesses within our local communities is important to us. When a client approached us with a vision of transforming a manufacturing building into 10 Mixed-Use Office Condos we wanted to be part of that transformation.
Loan Impacted by Rent Control
$20,000,000 Renovation Loan
Helping clients even in the toughest situations is what makes us different. When a client approached us while in escrow on a 109-unit multi-family project and rent control was signed by the Governor, we knew we could provide the solution our client needed.
F&M COMMERCIAL BANKING SERVICES
- No prepayment penalties
- No-point options available
- Competitive Rates and Terms
- On-site decision making for fast answers
- Small Business Loans
- Owner-occupied and Investment
- Commercial Real Estate
- Commercial Property Purchase and Refinance
- Construction Loans
- Commercial Line of Credit
- Retail, Industrial, and Mixed-use
- Non-profit and Houses of Worship
Thinking about becoming a client?
Request information and become a part of the F&M family.