Important Information Regarding 2021 IRS Tax Forms: A new format is on the way for 2021 IRS tax forms issued by F&M Bank. Beginning in January, F&M will use the standard IRS format for clients receiving an IRS tax form for the 2021 calendar year. Questions? Please contact the F&M Client Care Center at (866) 437-0011.
F&M will be closed on Monday, January 17th in honor of Martin Luther King, Jr. Day.
Business Checking
F&M Bank knows the importance of having options for your business. With three different Business Checking accounts that are as unique as your business, we’re sure to have an account that fits your needs.
Business Credit Card
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
Find out moreabout our Business Credit Cards
Merchant Services
F&M Bank’s Merchant Services helps you spend less time on banking and more time running your business. Accept payments in-person or online, receive local support and receive all supplies and equipment at cost.
see what our clients have to say about their relationship with F&M.
The Children's Clinic
Client Since 1989
We take great pride in providing the very best services to our community, and I see a lot of the same values at Farmers & Merchants Bank.
Minnie Gant Elementary School PTA
Client Since 1984
We support the bank and the bank clearly supports the community and our kids.
Emmanuel Reformed Church
Client Since 2015
They celebrate their history believing it guides them into the future. They believe God has done something unique and good in and through the people.
F&M Ratings
