Business Checking

F&M Bank knows the importance of having options for your business. With three different Business Checking accounts that are as unique as your business, we’re sure to have an account that fits your needs.

Business Credit Card

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

Find out moreabout our Business Credit Cards

Merchant Services

F&M Bank’s Merchant Services helps you spend less time on banking and more time running your business. Accept payments in-person or online, receive local support and receive all supplies and equipment at cost.

see what our clients have to say about their relationship with F&M.

The Children's Clinic

Client Since 1989

We take great pride in providing the very best services to our community, and I see a lot of the same values at Farmers & Merchants Bank.

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Minnie Gant Testimonial

Minnie Gant Elementary School PTA

Client Since 1984

We support the bank and the bank clearly supports the community and our kids.

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Emmanuel Reformed Church

Client Since 2015

They celebrate their history believing it guides them into the future. They believe God has done something unique and good in and through the people.

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Open an account for your business today.

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F&M Ratings

BBB Accredited Business BBB rating A+ since July 2013 as of today click for profile
Norton Secured