F&M Bank's Positive Pay is an online tool that reduces the risk of check fraud. In its simplest form, Positive Pay matches the account number, check number and dollar amount of each check presented for payment against a list of checks you provide.
Benefits include:
- Manage your own exceptions
- Customize reporting for your business needs
- Submit transactions individually or as a file
- Export data via Excel® or PDF

Learn how to quickly review and manage your exceptions using our online platform. Pay or Return items with the click of a button.
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Learn how pull a Transaction Report using a variety of criteria including account, issue date, paid date, input date, exception date and issued payee.
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