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Welcome to the Laguna Hills Office

Known as a place where “everybody knows your name,” the Laguna Hills office has quickly become an essential part of the community since opening its doors in August 2004. Located only steps away from

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Welcome to the Laguna Hills Office.

Known as a place where “everybody knows your name,” the Laguna Hills office has quickly become an essential part of the community since opening its doors in August 2004.

Located only steps away from Saddleback Memorial Hospital, the two-story Mediterranean-style building caters to the busy medical community as well as nearby Laguna Woods Village. Customers are attracted by F&M’s reputation for safety and soundness, and by the friendly and familiar faces of the Laguna Hills employees. Most of the staff members have served at the branch since its inception.

The Laguna Hills office supports a number of organizations including Mission Hospital, Orange County Urology, and the UCI Medical Center.

OJ Gause



My name is O.J. Gause and I have the distinct pleasure of serving as Regional Manager of the San Juan Capistrano, San Clemente, Lake Forest and Laguna Hills Farmers & Merchants Bank (F&M) offices...
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My name is O.J. Gause and I have the distinct pleasure of serving as Regional Manager of the San Juan Capistrano, San Clemente, Lake Forest and Laguna Hills Farmers & Merchants Bank (F&M) offices. I started as a Loan Officer and now have the privilege of being a Regional Manager. I enjoy spending time with my family and also serve as a Board Member for the CERT (Civilian Emergency Response Team) of San Juan Capistrano, Assistant Team Leader for the San Juan Capistrano Fire, Search & Rescue Team, Board Member and Treasurer for the National Center of Chaplain Training & Development, and member of the San Juan Capistrano Rotary Club.

Thirty-one years of banking experience combined with extensive college coursework has enabled me to play an instrumental role in F&M’s growth and, more importantly, assist people with their banking needs. Helping people is what motivates me every day. My fondest memories of F&M are made on a daily basis. I feel valued as a person and as an employee.

OJ Gause

Regional Manager

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