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Welcome to the Fullerton Office

The Fullerton branch, located in the heart of a close-knit downtown community, has a team of professionals who are intimately familiar with the city's residents. Branch Manager Scott Dowds

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Welcome to the Fullerton Office.

The Fullerton branch, located in the heart of a close-knit downtown community, has a team of professionals who are intimately familiar with the city's residents. Branch Manager Scott Dowds has been part of the team throughout his 18-year career, while Operations Manager Helen Eligio has been with the branch for 19 years.

After opening its doors at Brookhurst and Orangethorpe in 1985, the office moved to its current downtown location in May of 1998. Many of our customers have banked at the Fullerton branch since its early beginnings and often refer colleagues and friends based on the personalized service they receive. Our staff members, who are able to communicate with customers in a wide array of languages, truly understand the diverse clientele they serve.

They are proactively involved in the community, supporting many groups such as the Fullerton Chamber of Commerce, Rotary, St. Jude Medical Foundation, Boys & Girls Club of Fullerton, North Orange County YMCA, youth sports, and various places of worship.

Scott Dowds



My name is Scott Dowds and I have the distinct pleasure of serving as Regional Manager of the Fullerton, Santa Ana, Orange and Garden Grove Farmers & Merchants Bank(F&M) offices...
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My name is Scott Dowds and I have the distinct pleasure of serving as Regional Manager of the Fullerton, Santa Ana, Orange and Garden Grove Farmers & Merchants Bank(F&M) offices. I started as a Business Development Officer and now have the privilege of being a Regional Manager. I enjoy spending time with my family and serving the community by volunteering as a member of the Board of Directors for the Fullerton Chamber of Commerce, the Eastside Christian Schools and the Fullerton Boys & Girls Club. I also serve as Chairman of the Fullerton Rotary Membership Committee, Treasurer of the Los Hombres Amigos Foundation, and take part in the Huntington Beach Leadership Program.

Twenty-four years of banking experience combined with extensive college coursework has enabled me to play an instrumental role in F&M’s growth and, more importantly, assist people with their banking needs. Helping people is what motivates me every day. My fondest memory with F&M was attending the Architects of Peace dinner with Ken and Nancy Walker for the Nixon Library honoring President George Bush Sr. and Brent Scowcroft.

Scott Dowds

Regional Manager

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