Manage your business finances securely from your computer or mobile device anytime, anywhere. Get all of the benefits and features of Personal Online Banking, plus more for your business.

Cash Management

  • Enhanced online capabilities
  • Enhanced security features
  • Manage multiple users
  • Pay bills
  • Pay taxes
  • Send domestic and international wire transfers and ACH transactions from a computer or tablet
  • Reduce check fraud with Positive Pay

Automated Clearing House (ACH)*

ACH Origination is a safe electronic payment system that transmits data between financial institutions through Cash Manager.

 

*ACH is governed by NACHA Operating Rules. Learn More.

Transactions initiated after the cut-off times indicated below, and on weekends and holidays, will be processed the next banking day.

Transaction cut-off times
SERVICE Wire
Transfers
ACH
Origination*
External
Transfers**
Tax
Payments
Bill
Payments
CUT-OFF TIME 2:00 pm 3:00 pm 3:00 pm 3:00 pm 12:00 pm

*ACH is governed by NACHA Operating Rules. Learn More

**Please note external transfers may take 1-2 business days to be processed.

Some account features and benefits may be subject to separate application, agreement, fees, and/or approval. Terms, Conditions and Limitations may apply. Account features and benefits are subject to change with or without notice. For additional details, please refer to Services & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.