Open a Business Checking Account Today

FIND THE RIGHT F&M BUSINESS CHECKING ACCOUNT FOR YOU

Opening an F&M Business Checking Account is the first step to experiencing the personalized service and financial solutions of one of the strongest banks in Southern California. Whether you are a sole proprietor, start-up, small or enterprise business, our banking professionals can tailor our services to meet your business needs with a competitive interest or non-interest bearing business checking account.

You’ll have checks for business transactions, a MasterCard® Business Debit Card, Online Cash Management services, and 25 locations in Southern California, you have access to your account 24/7. You also have the option to go green and receive your account statements and notices electronically. We even offer the flexibility and convenience of an F&M Business Visa® Credit Card, Remote Deposit Capture, Electronic Lockbox, and additional Business Solutions.

Isn’t it time you put more than 100 years of banking experience to work for your business?

Comparison Table for Business Checking
	Business Checking Non-Analyzed ³ Get Started Apply at an F&M Office	Business Checking Analyzed Get Started Apply at an F&M Office	Business Interest on Checking³ Get Started Apply at an F&M Office
Minimum Opening Balance	$200	$200	$200
Account Fees	$20 Minimum Balance Fee Per Month Applies if the Balance in the Account Falls Below $5,000 Any Day of the Statement Cycle.	$25 Maintenance Fee Per Month Applies for All Accounts Under the Same Analyzed Group in Addition to Service Fees According to the Account Analysis Schedule of Fees Provided at Account Opening	$25 Minimum Balance Fee Per Month Applies if the Balance in the Account Falls Below $6,000 Any Day of the Statement Cycle
A Per Check/Withdrawal Fee of $0.40 for Each Debit Transaction (Withdrawal, Check, Automatic Transfer or Payment) will be Imposed after the First 300 Debit Transactions, Per Statement Cycle
A $3 Paper Statement Fee is Assessed for Each Paper Statement Mailed Unless You Enroll in eStatements
Earnings Service Credit can Offset Accumulated Expenses Associated with Bank Services, Account Transactions and Currency Fees
$20 Early Closure Fee Applies if the Account is Closed Within 90 Days of the Opening Date
Interest Bearing Account
Competitive Variable Interest Rate; Interest Accrues Daily and is Credited to the Account Monthly
Unlimited Check Writing
Check Images Included with Monthly Statement
Free MasterCard® Business Debit Card¹
Free Debit Card Alerts²
Free Business Online Banking
Free Mobile Banking²
Free Mobile Check Deposit²
Cash Management Services
Bill Pay
Free eStatements & eNotices
Combined Monthly Statements
	Business Checking Non-Analyzed Get Started Apply at an F&M Office	Business Checking Analyzed Get Started Apply at an F&M Office	Business Interest on Checking Get Started Apply at an F&M Office

Some account features and benefits may be subject to separate application, agreement, fees, and/or approval. Terms, Conditions and Limitations may apply. Account features and benefits are subject to change with or without notice. For additional details, please refer to Services & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.

¹Other financial institutions and ATM operators may charge an additional surcharge fee for use of their ATM, which is disclosed and debited at the time of your transactions.
²F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.
³An account originally opened as non-analyzed may be subsequently analyzed at the Bank's discretion and service charged accordingly.

Business Checking Accounts

FIND THE RIGHT F&M BUSINESS CHECKING ACCOUNT FOR YOU