Business Checking Accounts

Comparison Table for Business Checking

Fees and Services	Business Checking Non-Analyzed 3 Get Started Apply at an F&M Office	Business Checking Plus3 Get Started Apply at an F&M Office	Business Checking Analyzed Get Started Apply at an F&M Office	Business Interest on Checking3 Get Started Apply at an F&M Office
Minimum Opening Balance	$200	$200	$200	$200
Account Fees	$20 Minimum Balance Fee Per Month Applies if the Balance in the Account Falls Below $5,000 Any Day of the Statement Cycle. A Per Check/Withdrawal Fee of $0.40 for Each Debit Transaction (Withdrawal, Check, Automatic Transfer or Payment) will be Imposed after the First 300 Debit Transactions, Per Statement Cycle	A Minimum Balance Fee of $35 Will be Imposed Every Month if the Average Daily Balance for the Statement Cycle Falls Below $35,000. A $0.40 Debit Transaction Fee for Each Debit Transaction (Withdrawal, Checks, or Drafts) will be Imposed After the First 400 Debit Transactions, Per Statement Cycle	$25 Maintenance Fee Per Month Applies for All Accounts Under the Same Analyzed Group in Addition to Service Fees According to the Account Analysis Schedule of Fees Provided at Account Opening	$25 Minimum Balance Fee Per Month Applies if the Balance in the Account Falls Below $6,000 Any Day of the Statement Cycle A Per Check/Withdrawal Fee of $0.40 for Each Debit Transaction (Withdrawal, Check, Automatic Transfer or Payment) will be Imposed after the First 300 Debit Transactions, Per Statement Cycle
A $3 Paper Statement Fee is Assessed for Each Paper Statement Mailed Unless You Enroll in eStatements
Earnings Service Credit can Offset Accumulated Expenses Associated with Bank Services, Account Transactions and Currency Fees
$20 Early Closure Fee Applies if the Account is Closed Within 90 Days of the Opening Date
Interest Bearing Account
Competitive Variable Interest Rate; Interest Accrues Daily and is Credited to the Account Monthly
Free F&M Online & Mobile Banking		Access for 3 Users
$20,000 Currency Provided/Deposited4
Free Online Tax Payments
2 Free Outgoing Domestic Online Banking Wires - eNotice
100 ACH Debit/Credit Originations
15 Mobile Remote Deposit Capture (mRDC) Transactions2
	Business Checking Non-Analyzed3 Get Started Apply at an F&M Office	Business Checking Plus3 Get Started Apply at an F&M Office	Business Checking Analyzed Get Started Apply at an F&M Office	Business Interest on Checking3 Get Started Apply at an F&M Office

Some account features and benefits may be subject to separate application, agreement, fees, and/or approval. Terms, Conditions and Limitations may apply. Account features and benefits are subject to change with or without notice. For additional details, please refer to Services & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.