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Social Media Policy

Social Media Policy:

Welcome!  Here at Farmers & Merchants Bank, we have always taken great pride in being an active member of the community. Our social media platforms are an extension of this effort. We encourage you to use this page as both an informational resource and a positive place to interact.

Comments and Posting Policy

We encourage users to engage and interact on our social media pages. We ask that conversations follow the rules and that participants treat each other with respect. We may delete comments or posts that do not obey the following guidelines:

1. Please be respectful. Feel free to share your opinions and comments but abstain from anything inflammatory, derogatory or unscrupulous. We'll have to take down those posts.
2. Please keep it clean. F&M's social media platforms are public, which means any content you post can be seen by anyone on F&M’s social media pages. Posts containing inappropriate language or photos will be untagged and/or deleted.

3. Stay on topic. We ask that content be relevant to F&M Bank. Posts that are off-topic or unrelated may be deleted.
4. No spam! This means any comment, link or photo intended to promote a product, service or individual will be taken down immediately.
5. Please don't post any personal information. If you post a question, we will do our best to respond as soon as possible, but avoid sharing any confidential information like phone numbers, email addresses or account details that might compromise your security.

If we feel that a comment or post do not follow these guidelines, the comment or post may be deleted. In addition, if a user continues to abuse these guidelines, they will be banned from posting on our page.

For Employees

We encourage involvement, but please disclose your affiliation with F&M Bank and that what you post is your opinion, not the opinion of the Bank.

Our Promise

We are monitoring our social media pages and we will do our best to respond to all of your questions in a timely manner. If you need an immediate response, we're also available offline. Contact F&M Bank at (866) 437-0011 or stop by your local branch and we'll be sure to address your needs right away.

Legal Disclaimer 

Third party posts about or related to do not reflect the views of Farmers & Merchants Bank or its affiliates and have not been reviewed except for content which violates F&M Bank's Social Media Policy, such as offensive language for example.

This page and links to www.fmb.com are presented by F&M Bank. Facebook.com, YouTube.com, and LinkedIn.com are owned by third parties unaffiliated with F&M Bank. F&M Bank is not responsible for the privacy or security policies on these sites or other third party sites that may be linked to by this page or other Facebook, YouTube or LinkedIn pages. We urge you to review the privacy and other policies of each website that you visit. F&M Bank does not endorse and is not responsible for any ads that Facebook, YouTube or LinkedIn may place on F&M’s pages, or for the content, products, advice, opinions, recommendations or other material of third party sites or other pages on Facebook, YouTube or LinkedIn.

Privacy

To help ensure that your data stays safe, we remind you to always protect your financial and other confidential information online (e.g. account numbers, social security numbers, passwords, etc.). Please note that F&M Bank will never ask you to provide this type of information through Facebook, YouTube, LinkedIn or any other type of public channel. For more information about online safety and privacy tips visit https://www.fmb.com/security.html.

All F&M Bank Certificates of Deposit are subject to penalties for early withdrawal.
Money Market accounts are limited to six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. Exceeding these limitations may result in transfer of your account to one that pays no interest. A separate application and agreement are required for an ATM card, Online Banking, and Bill Pay privileges. Other transaction limitations or account fees may apply. Refer to the account agreements for details.
Applications limited to California residents only. Credit card applicant(s) require a personal deposit account relationship with F&M. All credit card programs require credit approval. Full details about these programs are provided when you apply and additional information is provided when you become a cardholder. Coverage is underwritten and administered by companies affiliated with Visa USA Inc. Certain coverage conditions, restrictions, limitations and exclusions apply.
Home equity lines of credit are available for both primary residence and second home locations. The plan has a variable rate feature. The index is the prime rate as published in the Wall Street Journal with a minimum floor rate of 4.750%. Maximum combined loan to value is 55.00% with line amounts available up to $500,000. All loans require credit approval. Terms and conditions may vary. Consult your tax advisor regarding deductibility of interest.
All loans require credit approval. Terms and conditions may vary.
Please be advised that without the loan number and signature, there may be a delay in processing your request.
All loans require a separate application and credit approval.
Business interest on checking accounts is available to sole proprietors and non-profit entities only. Other transaction or account fees may apply. Refer to the account agreements for details.
Savings accounts are limited to six pre-arranged withdrawals per statement cycle. Other transaction limitations or account fees may apply. Refer to the account agreements for details.
Credit card applicant(s) require a business deposit account relationship with F&M.  All credit card programs require credit approval.  Full program details are provided when you apply and additional information is provided when you become a cardholder. Coverage is underwritten and administered by companies affiliated with Visa USA Inc. Certain coverage conditions, restrictions, limitations and exclusions apply.
All loans are subject to credit approval.
Online Banking requires a Business Checking account. A separate application and agreement are required for Online Banking, Cash Management Services, or Bill Pay privileges. Other transaction or account fees may apply. Refer to the account agreements for details.
Savings accounts are limited to six pre-arranged withdrawals per statement cycle. A separate application and agreement are required for Online Banking and Bill Pay privileges. Transactions initiated between the hours of 3:00 PM and 12:00 AM PST on weekends or holidays will be processed the next business day. Other transaction limitations or account fees may apply. Refer to the account agreements for details.
Online Banking requires a Business or Personal account with F&M Bank. A separate application and agreement are required for Online Banking, Cash Management, and Bill Pay services. Transfers between accounts will be processed immediately if requested by 6pm. All other transactions initiated between the hours of 3:00 PM and 12:00 AM PST on weekends or holidays will be processed the next business day. Other transaction limitations or account fees may apply. Refer to the account agreements for details.
Some exclusions may apply.
The following Privacy Notice applies to Farmers & Merchants Bank customers only.
Since email is not a secure method of communication, please do not send any sensitive information (e.g. Social Security or account numbers) via email. If you need to include sensitive information in your communication to us, please contact us by phone.
Subject to credit approval, certain restrictions and limitations may apply.
No Closing Costs to the consumer for lines of $250,000.00 or less on refinance transactions. Loan amounts over $250,000.00 and all purchase transactions, third party or related origination costs to be paid by Borrower.
Applications limited to California residents only. Credit card applicant(s) require a personal deposit account relationship with F&M. All credit card programs require credit approval. Full details about these programs are provided when you apply and additional information is provided when you become a cardholder.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Passbook, iSight, and Touch ID are trademarks of Apple Inc.
F&M Bank does not charge you a fee for using the F&M Credit Card Alerts service. However, your wireless carrier may charge you for receiving a text message or phone call from us related to this service.
Visa Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
Coverage is underwritten and administered by companies affiliated with Visa USA Inc. Certain coverage conditions, restrictions, limitations and exclusions apply.
Coverage appdivcable for F&M Visa Platinum® Credit Card.
Applications limited to California residents only. Credit card applicant(s) require a personal deposit account relationship with F&M. All credit card programs require credit approval. Full details about these programs are provided when you apply and additional information is provided when you become a cardholder.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Passbook, iSight, and Touch ID are trademarks of Apple Inc.
F&M Bank does not charge you a fee for using the F&M Credit Card Alerts service. However, your wireless carrier may charge you for receiving a text message or phone call from us related to this service.
Coverage is underwritten and administered by companies affiliated with Visa USA Inc. Certain coverage conditions, restrictions, limitations and exclusions apply.
Visa Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.