SILVER CHECKING BENEFITS
ADDITIONAL BENEFITS AND FEATURES
- Overdraft Features
- 24/7 Toll Free Telebanker (855) 416-5747
- Notary Services
- Safe Deposit Boxes3
- F&M Gift Cards by Mastercard®
- American Express® Travelers Cheques
- Cashier's Checks & Money Orders
MONTHLY SERVICE CHARGE
- $15 Maintenance Fee
WAYS TO WAIVE MONTHLY SERVICE CHARGE PER STATEMENT CYCLE
- $500 in Direct Deposit(s) or 20 Debit Card Point-of-Sale Transactions4 or Maintain $2,000 Average Daily Balance or $5,000 Combined Checking and/or Savings Average Daily Balance or $15,000 Combined Total Balances in Checking, Savings, and/or CD5
MINIMUM OPENING BALANCE
Some account features and benefits may be subject to separate application, agreement, and/or approval. Terms and Conditions may apply. Account features and benefits are subject to change with or without notice. A $15 early closure fee applies if the account is closed within 90 days of the opening date. For additional details, please refer to Services & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.
- 1Other financial institutions and ATM operators may charge an additional surcharge fee for use of their ATM, which is disclosed and debited at the time of your transactions.
- 2F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.
- 3Contents of Safe Deposit Boxes are not FDIC insured.
- 4Excludes transactions conducted at an ATM.
- 5Balances may be combined from eligible accounts held by the primary accountholder and eligible accounts related through a primary or joint relationship to the primary accountholder.