Paycheck Protection Program (PPP) Loans: Please visit F&M Bank’s PPP Knowledge Center for up-to-date information about First Draw PPP loans, Second Draw PPP loans, and loan forgiveness.
Our Digital Tools Make Things Easy, Secure, and Convenient
Learn more about Biometric Login
Fingerprint & Facial ID
Learn more about Card Alerts1
Giving extra piece of mind.
Learn more about Mobile Check Deposit1
Save time. Deposit money.
Monthly Service Charge
Minimum Opening Balance
Ways To Waive Monthly Service Charge Per Statement Cycle
Minimum $250 in Direct Deposit(s) or 5 Debit Card Point-of-Sale Transactions3 or Maintain $250 Average Daily Balance
SENIOR CHECKING ACCOUNT BENEFITS AND FEATURES
- Free Debit Card Alerts1
- Free Mobile Banking with
Mobile Check Deposit1 - Free Online Banking
- Free eStatements & eNotices
- Unlimited Check Writing
- Free Bill Pay
- Free Checks Provided By Our Vendor
(1 Box F&M Logo Checks Per Calendar Year)
- Overdraft Features
- 24/7 Toll Free Telebanker
(855) 416-5747 - Notary Services
- F&M Gift Cards by Mastercard®
- Safe Deposit Boxes2
- American Express® Travelers Cheques
- Cashier's Checks & Money Orders
Explore Our Checking Accounts
Some account features and benefits may be subject to separate application, agreement, and/or approval. Terms and Conditions may apply. Account features and benefits are subject to change with or without notice. A $20 early closure fee applies if the account is closed within 90 days of the opening date. For additional details, please refer to Services & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.
- 1F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.
- 2Contents of Safe Deposit Boxes are not FDIC insured.
- 3Excludes transactions conducted at an ATM.