Our Digital Tools Make Things Easy, Secure, and Convenient

Learn more about Biometric Login

Fingerprint & Facial ID

Learn more about Card Alerts1

Giving extra piece of mind.

Learn more about Mobile Check Deposit1

Save time. Deposit money.


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Monthly Service Charge

$10 Maintenance Fee

Minimum Opening Balance

$100


Ways To Waive Monthly Service Charge Per Statement Cycle

Minimum $250 in Direct Deposit(s) or 5 Debit Card Point-of-Sale Transactions3 or Maintain $250 Average Daily Balance


BANK WITH CALIFORNIA'S STRONGEST

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SENIOR CHECKING ACCOUNT BENEFITS AND FEATURES

  • Overdraft Features
  • 24/7 Toll Free Telebanker
    (855) 416-5747
  • Notary Services
  • F&M Gift Cards by Mastercard®
  • Safe Deposit Boxes2
  • American Express® Travelers Cheques
  • Cashier's Checks & Money Orders

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Explore Our Checking Accounts



Some account features and benefits may be subject to separate application, agreement, and/or approval. Terms and Conditions may apply. Account features and benefits are subject to change with or without notice. A $15 early closure fee applies if the account is closed within 90 days of the opening date. For additional details, please refer to Services & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.

  • 1F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.
  • 2Contents of Safe Deposit Boxes are not FDIC insured.
  • 3Excludes transactions conducted at an ATM.

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