Important Information Regarding 2021 IRS Tax Forms: A new format is on the way for 2021 IRS tax forms issued by F&M Bank. Beginning in January, F&M will use the standard IRS format for clients receiving an IRS tax form for the 2021 calendar year. Questions? Please contact the F&M Client Care Center at (866) 437-0011.
| Market Rate Money Market Get Started Today Apply at an F&M Office |
|
|---|---|
| Minimum Opening Balance | $100 |
| Account Fees | $15 Minimum Balance Fee Per Month Applies if the Balance in the Account Falls Below $2,500 Any Day of the Statement Cycle A $3 Paper Statement Fee is Assessed for Each Paper Statement Mailed Unless You Enroll in eStatements $20 Early Closure Fee Applies if the Account is Closed Within 90 Days of the Opening Date |
| Limited Withdrawal Privileges1 |  |
| Check images Included With Monthly Statement |
|
| Free Debit MasterCard®2 | |
| Free Debit Card Alerts4 | |
| Free Online Banking3 | |
| Free Mobile Banking with Mobile Check Deposit4 | |
| Free eStatements & eNotices | |
| Interest | Competitive Variable Rate; Interest Accrues Daily and is Paid to the Account Monthly |
| If the Account is Closed Before Interest is Paid, the Accrued Interest will not be Credited |
|
| Combined Monthly Statements | |
| Tiers Offered: $0.01-$9,999.99; $10,000-$24,999.99; $25,000-$49,999.99; $50,000-$99,999.99; $100,000 or more |
|
| Market Rate Money Market Get Started Today Apply at an F&M Office |
Some account features and benefits may be subject to separate application, agreement, fees, and/or approval. Terms, Conditions and Limitations may apply. Account features and benefits are subject to change with or without notice. For additional details, please refer to Services & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.
- 1Up to six transfers or withdrawals are allowed per month to another account of the depositor or to a third party by means of a pre-authorized, automatic or telephonic transfer, or by check, draft, debit card, ATM card or similar order payable to third parties. Exceeding these limitations may result in the closure of your account or the transfer of funds to another qualified account type.
- 2Other financial institutions and ATM operators may charge an additional surcharge fee for use of their ATM, which is disclosed and debited at the time of your transactions.
- 3Online Banking is available for clients 13 years old and over.
- 4F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.