Invest in the future and get a great rate of return!  F&M Bank Certificates of Deposit offer options and peace of mind.

F&M certificates of deposit interest rates allow you to choose which term best fits your lifestyle. You’ll know your money is secure with one of the strongest community banks in the area. We offer multiple-tier plans and competitive interest rates at any of our Southern California bank branches. That’s not all–you also have the ability to determine how your certificate of deposit interest is paid1.

  • No monthly maintenance fees
  • Automatically renewable
  • FDIC insured

Ask about Certificates of Deposit from F&M today or stop by your local office for more information.


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  • 1All F&M Bank Certificates of Deposit are subject to penalties for early withdrawal.