Thank you for your interest in applying for a Paycheck Protection Program (PPP) loan with Farmers & Merchants Bank.

F&M Bank recently partnered with Lendio to launch an online PPP application to expedite the loan application and documentation process. To access the online application, you must be an F&M Bank Client with access to Online Banking. Please review the grid below to determine your next steps:

New PPP Application Process

If you are... and... then...
an F&M Bank Client have access to Online Banking,
  • Log into Business Online Banking and click the “SBA-Backed Paycheck Protection Program Loan” banner at the top of the home screen. You will be redirected to a landing page for Lendio.
an F&M Bank Client do NOT have access to Online Banking,
  • Contact your local Branch Office to have them enroll you in Basic Business Online Banking.
  • Once enrolled, log into Business Online Banking and click the “SBA-Backed Paycheck Protection Program Loan” banner at the top of the home screen. You will be redirected to a landing page for Lendio.
NOT  an F&M Bank Client  
  • Visit your local Branch Office to open a Business Account and enroll in Business Online Banking. The account should be opened in the name of the entity you plan to apply for funding under the PPP loan.
  • Once enrolled, log into Business Online Banking and click the “SBA-Backed Paycheck Protection Program Loan” banner at the top of the home screen. You will be redirected to a landing page for Lendio.

Please understand PPP Program funds are limited and F&M Bank cannot guarantee that applications will be processed and submitted before funding is no longer available. Submitting an application is neither a commitment nor an offer to lend by the Bank at this time, and is subject to the availability of PPP funds.