Banking is now truly at your fingertips.
Text banking gives you access to your accounts via text (SMS) messages on your phone. It’s a fast and easy way to look up account balances or view your recent account history by sending a text command to a “short code”.
Features & Benefits
- Balance: Get a summary of balances for all available accounts.
- History: Get a summary of recent transactions per account.
For example, simply send a text message to F&M’s short code number of 46379, with the text “B” and your available balance will be returned. That’s all there is to it. Text banking couldn’t be easier.
For more information on F&M’s Text Banking, download our Pocket Guide.
Text Alerts. Stay up-to-date on your account activity, even when you’re on the go.
Alerts are a convenient way for you to get updates on your accounts from your mobile phone. With SMS messaging on your mobile phone, you can set up alerts about account activity and receive them in the form of SMS messages. Alerts can only be configured after you’ve successfully enrolled and activated Text Banking.
Security with Mobile Banking
F&M’s Mobile Banking service utilizes best practice security services for Online Banking such as HTTPS, 128‑bit SSL encryption, PIN or password access, and application time‑out when your phone is not in use. Only the phones that you personally enroll in the service can access your accounts. In addition, no account data is ever stored on your phone. If your phone is lost or stolen, you can disable the service immediately by either going online to m.fmb.com or calling us at (866) 437‑0011. Learn More