How It Works

  1. Visit m.fmb.com to register for F&M’s Mobile Banking. You will be prompted to verify your identity.
  2. Next, you will select a User ID, Password and security questions.
  3. Either download the app or access the Mobile Banking Web here.
  4. Sign in using your Mobile Banking User ID and Password.

Text Banking

Banking is now truly at your fingertips.

Text banking gives you access to your accounts via text (SMS) messages on your phone. It’s a fast and easy way to look up account balances or view your recent account history by sending a text command to a “short code”.

Features & Benefits

  • Balance: Get a summary of balances for all available accounts.
  • History: Get a summary of recent transactions per account.

For example, simply send a text message to F&M’s short code number of 46379, with the text “B” and your available balance will be returned. That’s all there is to it. Text banking couldn’t be easier.

Balance

For more information on F&M’s Text Banking, download our Pocket Guide.

Text Alerts. Stay up-to-date on your account activity, even when you’re on the go.

Alerts are a convenient way for you to get updates on your accounts from your mobile phone. With SMS messaging on your mobile phone, you can set up alerts about account activity and receive them in the form of SMS messages. Alerts can only be configured after you’ve successfully enrolled and activated Text Banking.

Compare Services

Security with Mobile Banking

F&M’s Mobile Banking service utilizes best practice security services for Online Banking such as HTTPS, 128‑bit SSL encryption, PIN or password access, and application time‑out when your phone is not in use. Only the phones that you personally enroll in the service can access your accounts. In addition, no account data is ever stored on your phone. If your phone is lost or stolen, you can disable the service immediately by either going online to m.fmb.com or calling us at (866) 437‑0011. Learn More

Frequently Asked Questions




logo-header
ebank login
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
proceed
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
proceed
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
proceed
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
proceed
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.


Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
proceed
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
go
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
proceed
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
proceed
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
proceed
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
proceed
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
proceed
leaving site

By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
proceed