How It Works

  1. Visit m.fmb.com and click Enroll in Mobile Banking to register for F&M’s Mobile Banking. You will be prompted to verify your identity.
  2. Next, you will select a User ID, Password and security questions.
  3. Either download the app or access the Mobile Banking Web here.
  4. Sign in using your Mobile Banking User ID and Password.

Mobile Banking Web

It all adds up to convenience.

From the convenience of a mobile web browser, you can securely access your Farmers & Merchants Bank account balance, transfer funds between eligible accounts, search for nearby F&M locations — and more.

To start using the mobile banking service, visit m.fmb.com to register.

Features & Benefits

  • Accounts: View account balances — and view or search recent transactions.
  • Transfers: Transfer funds between two eligible accounts.
  • Locations: Search for locations by zip code or address.
  • Security: Know your account information is safe at all times.
  • Supported platforms: iOS, Android, Blackberry, Windows

Compare Services

Security with Mobile Banking

F&M’s Mobile Banking service utilizes best practice security services for Online Banking such as HTTPS, 128‑bit SSL encryption, PIN or password access, and application time‑out when your phone is not in use. Only the phones that you personally enroll in the service can access your accounts. In addition, no account data is ever stored on your phone. If your phone is lost or stolen, you can disable the service immediately by either going online to m.fmb.com or calling us at (866) 437‑0011. Learn More

Frequently Asked Questions




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By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
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By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
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By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.
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By clicking the button below, you are navigating to a third party website not maintained by F&M Bank. The third party is solely responsible for the content of its website including its privacy policy and the products and service it offers. If you do not wish to proceed, you can close this box to return to the F&M Bank website.


Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov
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