Secure access to your business and personal accounts with a touch of your finger.
All from your smartphone or mobile device.
✓ Pay bills
✓ View balances
✓ Transfer funds
✓ Deposit checks
✓ Search recent history
✓ Approve wires in dual control - business only
✓ Find the nearest F&M office or ATM
Getting started is easy.
Follow these easy steps:
1. Log in to Online Banking at fmb.com, select Other Services and then Mobile Banking.
2. Review and accept the Mobile Banking Addendum.
3. Establish a mobile user name, enter your mobile phone number and choose a password.
4. Click Enroll.
5. Visit the app store for your mobile device and download the FMB-Mobile App.
Be in control of your money with Text Banking.
Enroll in Text Banking and it's easy as texting a command to F&M's short code number 469228. For example, simply send the text "Bal" to 469228 and your available balance(s) will be texted back to you.
How to enroll in Text Banking:
1. Log in to Online Banking at fmb.com and register for Mobile Banking (see Getting Started).
2. After you enter your mobile phone number, you will receive a text message to the phone you have enrolled in Mobile Banking.
3. Reply "Yes" to the text message to complete enrollment in Text Banking.
Security with F&M Mobile Banking.
F&M Mobile Banking utilizes best practice security services such as HTTPS, 128-bit SSL encryption, PIN or password access, and application time-out when your mobile phone or device is not in use. Only the phones that you personally enroll in the service can access your accounts. No account data is ever stored on your phone, including check images for Mobile Check Deposit. If your mobile phone or device is lost or stolen, you can disable the service immediately through Online Banking or by calling us at
Call us at (866) 437-0011
Monday-Friday 7:00 am-9:00 pm
Saturday 8:00 am-9:00 pm
Sunday 8:00 am-5:00 pm PT
Frequently Asked Questions
You must be enrolled in F&M Online Banking to enroll in Mobile Banking.
F&M Bank does not charge for these services, however, your wireless carrier may charge you for fees related to these services.
*Certain eligibility requirements, limitations and restrictions may apply. Availability of your deposited funds is based on F&M's hold policies, are subject to verification and are not available for immediate withdrawal.
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