Secure access to your business and personal accounts with a touch of your finger.

All from your smartphone or mobile device.

 Pay bills, view balances, search history and transfer funds

 Deposit checks

 Quick and secure login with fingerprint authentication for supported devices

 View the front and back of cleared checks

 Approve wires in dual control - business only

 Find the nearest F&M office or ATM

Click here for Frequently Asked Questions

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Getting started is easy.
Follow these easy steps:

  1. Log in to Online Banking at and select Mobile Banking.
  2. Review and accept the Mobile Banking Addendum.
  3. Establish a mobile user name, enter your mobile phone number and choose a password.
  4. Click Enroll.
  5. Visit the app store for your mobile device and download the FMB-Mobile App.

Mobile Deposit

Picture this:
Deposit Checks on your schedule.

Mobile Check Deposit* is an easy and convenient way to deposit checks into your accounts from your mobile phone or device.  Take a photo of your check, enter the check information and securely submit your deposit for processing.  View your deposit history.

Be in control of your money with Text Banking.

Enroll in Text Banking and it's easy as texting a command to F&M's short code number 469228.  For example, simply send the text "Bal" to 469228 and your available balance(s) will be texted back to you.

How to enroll in Text Banking:

  1. Log in to Online Banking at and register for Mobile Banking (see Getting Started).
  2. After you enter your mobile phone number, you will receive a text message to the phone you have enrolled in Mobile Banking.
  3. Reply "Yes" to the text message to complete enrollment in Text Banking.
Text Commands
Text Command Example Description
Bal Bal Request available balances for all linked accounts
Bal <account name or number> Balance Jane Request available balance for a specific account
Details <account name or number> Details 809884543 Request details of a specific account

History <account name or number>

History Jack Request a list of the last four transactions performed using Mobile Banking
Transfer Transfer 25.00 from Jane to Jack Transfer funds between linked accounts
Help All Help All Request a list of available text commands
Help Help Request help
Stop Stop Disable Text Banking

All of the features and benefits of Mobile Banking from the convenience of a mobile web browser.
Click here to register at and start using the Mobile Banking service.

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Security with F&M Mobile Banking.

F&M Mobile Banking utilizes best practice security services such as HTTPS,  TSL encryption, PIN or password access, biometrics, and application time-out when your mobile phone or device is not in use.  Only the phones that you personally enroll in the service can access your accounts.  No account data is ever stored on your phone, including check images for Mobile Check Deposit.  If your mobile phone or device is lost or stolen, you can disable the service immediately through Online Banking or by calling us at
(866) 437-0011.


Call us at (866) 437-0011

Monday-Friday 7:00 am-9:00 pm

Saturday 8:00 am-9:00 pm

Sunday 8:00 am-5:00 pm PT

Frequently Asked Questions








You must be enrolled in F&M Online Banking to enroll in Mobile Banking.
F&M Bank does not charge for these services, however, your wireless carrier may charge you for fees related to these services.
*Certain eligibility requirements, limitations and restrictions may apply.  Availability of your deposited funds is based on F&M's hold policies, are subject to verification and are not available for immediate withdrawal.
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