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Customer Recognition Programs

People You Can Bank On

For 105 years and counting, Farmers & Merchants Bank has had the opportunity to serve a diverse community of individuals who share our core values of service, integrity and reliability. They are visionary leaders who have shaped the very landscape of their communities.

To honor their contributions, F&M has established “People You Can Bank On,” a customer recognition program honoring individuals in the Long Beach and South Bay regions who have displayed the courage, tenacity and strength to deliver positive changes that stand the test of time. 

F&M paid tribute to its 2012 honorees at a special breakfast on June 21, 2012 at the Virginia Country Club. 

The 2012 People You Can Bank On Honorees:

Belmont Shore Branch:  Justin Rudd
Bixby Knolls Branch:  Rusty Deeble
East Long Beach Branch:  Ken Buck
Lakewood Branch:  Dr. Virginia “Ginny” Baxter
Long Beach Memorial Branch:  Dr. Donald Chung
Los Altos Branch:  William Barnes
Main Branch:  Daryl Phillips
Rolling Hills Estates Branch:  George Mayer
Torrance Branch:  Ted Porter 

Click here to learn more about our 2012 People You Can Bank On.

 

The 2011 People You Can Bank On Honorees:

Artesia Branch:  Kevin McDonald
Belmont Shore Branch:  Cindy Atkinson
Bixby Knolls Branch:  Blair Cohn
East Long Beach Branch:  Rod Wilson
Lakewood Branch:  Wayne Piercy
Long Beach Memorial Branch:  Dr. Myrvin Ellestad
Los Altos Branch:  George M. Murchison
Main:  Mark Schneider
Main:  Thomas J. Rhoads
Rolling Hills Estates:  Richard Blade
Torrance Branch:  Peter D. Pettler 

Click here to learn more about our 2011 People You Can Bank On.


Women of Courage

F&M Bank's "Women of Courage" program spotlights women in Orange County who display courage, tenacity, and strength in business and the community. The first-ever “Women of Courage” awards breakfast was held in 2009 at Zov’s Bistro in Tustin.  It has since become an annual event, with honorees chosen by each Orange County branch receiving recognition at a special breakfast at Zov’s in October. This program is a community extension of F&M’s philanthropy for the National Association of Women Business Owners (NAWBO-OC).

The 2012 Women of Courage Honorees:

Fullerton: Leslie McCarthy
Garden Grove: Mallory Vega
Huntington Beach: Nouha Hreish
Laguna Hills: Saralyn Cohen
Lake Forest: Laurie Smith
Newport Beach: Lucy Santana-Ornelas
Orange: Denise Bittel
Rossmoor: Judy Klabouch
San Clemente: Dawn Mednick
San Juan Capistrano: Maria Galindo
Santa Ana: Susie Amster
Tustin: Scharrell Jackson

Click here to learn more about our 2012 Women of Courage.

 

The 2011 Women of Courage Honorees:

Fullerton:  Diane Masseth-Jones
Garden Grove:  Gene Widdicombe
Huntington Beach:  Barbara Robinson
Laguna Hills:  Mary Webb
Lake Forest:  Rev. Lillian Lobb
Newport Beach:  Judy Fox Brandt
Orange:  Susan VerBurg
Rossmoor:  Luciann Maulhardt
San Clemente: Kristen Tetherton
San Juan Capistrano: Diana Spitz
Santa Ana:  Nanci Masada-Okawa
Tustin:  Trina Fleming

Click here to learn more about our 2011 Women of Courage.

 

The 2010 Women of Courage Honorees:

Fullerton: Connie Black
Garden Grove: Donna Lee
Huntington Beach: Sue Rueb
Laguna Hills: Claudia Kihano Parker
Lake Forest: Liz Schmidt
Newport Beach: Marcia Manker
Orange: Dolores Marikian
Rossmoor: Marty Thompson
San Clemente: Ruth Denault
San Juan Capistrano: Pam Lytle
Santa Ana: Teresa and Patricia Saldivar
Tustin: Suzanne Sotomey

Click here to learn more about our 2010 Women of Courage.

 

The 2009 Women of Courage Honorees:

Fullerton: Janet Ferguson
Garden Grove: Agnes Green
Huntington Beach: Diane Adams-Rehrig
Laguna Hills: Renee Ramos-Hitzel
Newport Beach: Katherine Litton
Rossmoor: Leslie Seigel
San Clemente: Jeanne Scott
San Juan Capistrano: Robin Matherson
Santa Ana: Annette Derosa
Tustin: Jenny Rosoff

Click here to learn more about our 2009 Women of Courage.

All F&M Bank Certificates of Deposit are subject to penalties for early withdrawal.
Money Market accounts are limited to six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. Exceeding these limitations may result in transfer of your account to one that pays no interest. A separate application and agreement are required for an ATM card, Online Banking, and Bill Pay privileges. Other transaction limitations or account fees may apply. Refer to the account agreements for details.
Applications limited to California residents only. Credit card applicant(s) require a personal deposit account relationship with F&M. All credit card programs require credit approval. Full details about these programs are provided when you apply and additional information is provided when you become a cardholder. Coverage is underwritten and administered by companies affiliated with Visa USA Inc. Certain coverage conditions, restrictions, limitations and exclusions apply.
Home equity lines of credit are available for both primary residence and second home locations. The plan has a variable rate feature. The index is the prime rate as published in the Wall Street Journal with a minimum floor rate of 4.750%. Maximum combined loan to value is 55.00% with line amounts available up to $500,000. All loans require credit approval. Terms and conditions may vary. Consult your tax advisor regarding deductibility of interest.
All loans require credit approval. Terms and conditions may vary.
Please be advised that without the loan number and signature, there may be a delay in processing your request.
All loans require a separate application and credit approval.
Business interest on checking accounts is available to sole proprietors and non-profit entities only. Other transaction or account fees may apply. Refer to the account agreements for details.
Savings accounts are limited to six pre-arranged withdrawals per statement cycle. Other transaction limitations or account fees may apply. Refer to the account agreements for details.
Credit card applicant(s) require a business deposit account relationship with F&M.  All credit card programs require credit approval.  Full program details are provided when you apply and additional information is provided when you become a cardholder. Coverage is underwritten and administered by companies affiliated with Visa USA Inc. Certain coverage conditions, restrictions, limitations and exclusions apply.
All loans are subject to credit approval.
Online Banking requires a Business Checking account. A separate application and agreement are required for Online Banking, Cash Management Services, or Bill Pay privileges. Other transaction or account fees may apply. Refer to the account agreements for details.
Savings accounts are limited to six pre-arranged withdrawals per statement cycle. A separate application and agreement are required for Online Banking and Bill Pay privileges. Transactions initiated between the hours of 3:00 PM and 12:00 AM PST on weekends or holidays will be processed the next business day. Other transaction limitations or account fees may apply. Refer to the account agreements for details.
Online Banking requires a Business or Personal account with F&M Bank. A separate application and agreement are required for Online Banking, Cash Management, and Bill Pay services. Transfers between accounts will be processed immediately if requested by 6pm. All other transactions initiated between the hours of 3:00 PM and 12:00 AM PST on weekends or holidays will be processed the next business day. Other transaction limitations or account fees may apply. Refer to the account agreements for details.
Some exclusions may apply.
The following Privacy Notice applies to Farmers & Merchants Bank customers only.
Since email is not a secure method of communication, please do not send any sensitive information (e.g. Social Security or account numbers) via email. If you need to include sensitive information in your communication to us, please contact us by phone.
Subject to credit approval, certain restrictions and limitations may apply.
No Closing Costs to the consumer for lines of $250,000.00 or less on refinance transactions. Loan amounts over $250,000.00 and all purchase transactions, third party or related origination costs to be paid by Borrower.