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How Trusteer Works

 

Click here to download Trusteer Rapport for PC.

Click here to download Trusteer Rapport for Mac.

For a more detailed Trusteer Rapport installation illustration for Microsoft Windows based computers Click Here

For a more detailed Trusteer Rapport installation illustration for Mac based computers Click Here

 

Trusteer technology is built to scale. With the rapid growth in the number of malware being developed every  year, a successful solution to the problem cannot rely on identifying and processing hundreds of thousands of malware samples. Nor should such a technology rely on users to make security decisions when abnormal behavior is detected. This is why Rapport uses technology which is not based on signatures or heuristics. Instead, Rapport applies the same rules and restrictions to any piece of software that tries to access or tamper with sensitive information.

The security technologies used by Rapport are:

  • Keystroke Lockdown–Rapport prevents tampering and reading of data by encrypting sensitive information from the moment it is typed into the keyboard until it reaches the browser. Trusteer encrypts keystrokes very low in the operating system’s kernel and keeps them encrypted inside the kernel and user space to achieve this goal.
  • Browser Lockdown–Browser lockdown is at the heart of Rapport's technology, as nowadays, the majority of malware injects into the browser in an attempt to steal and tamper with information. Rapport applies strong access control mechanisms to all internal and external browser interfaces. Any attempt to access information inside the browser, such as web pages, and information entered into web pages, goes through Rapport's access control mechanism. Based on a policy, Rapport prevents attempts to access sensitive information inside the browser, such as login information, transactions, and private communications. Rapport's access control mechanisms control all the various browser interfaces, including browser add-ons, browser DOM interfaces, code injection into the browser, browser cookie storage, and more.
  • Communication Lockdown–This technology enables Rapport to verify the legitimacy of the website that the customer or employee is currently using, preventing the submission of sensitive information to fraudulent websites. What’s more, verification of a direct connection with the website and assurance of encryption are also confirmed to prevent Man-in-the-Middle attacks.
  • Actionable Intelligence–All policy violations, such as attempts to read password fields and change web page content are reported to the Trusteer cloud-based fraud analysis service. Trusteer’s team of fraud analysts works 24x7, analyzing information from customers all over the world in order to identify new attack patterns. Advanced automatic update mechanisms allow Trusteer to react immediately to new threats. Organizations are immediately alerted regarding new attacks as they occur, instead of days, weeks, and even months after the fact.
All F&M Bank Certificates of Deposit are subject to penalties for early withdrawal.
Money Market accounts are limited to six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. Exceeding these limitations may result in transfer of your account to one that pays no interest. A separate application and agreement are required for an ATM card, Online Banking, and Bill Pay privileges. Other transaction limitations or account fees may apply. Refer to the account agreements for details.
Applications limited to California residents only. Credit card applicant(s) require a personal deposit account relationship with F&M. All credit card programs require credit approval. Full details about these programs are provided when you apply and additional information is provided when you become a cardholder. Coverage is underwritten and administered by companies affiliated with Visa USA Inc. Certain coverage conditions, restrictions, limitations and exclusions apply.
Home equity lines of credit are available for both primary residence and second home locations. The plan has a variable rate feature. The index is the prime rate as published in the Wall Street Journal with a minimum floor rate of 4.750%. Maximum combined loan to value is 55.00% with line amounts available up to $500,000. All loans require credit approval. Terms and conditions may vary. Consult your tax advisor regarding deductibility of interest.
All loans require credit approval. Terms and conditions may vary.
Please be advised that without the loan number and signature, there may be a delay in processing your request.
All loans require a separate application and credit approval.
Business interest on checking accounts is available to sole proprietors and non-profit entities only. Other transaction or account fees may apply. Refer to the account agreements for details.
Savings accounts are limited to six pre-arranged withdrawals per statement cycle. Other transaction limitations or account fees may apply. Refer to the account agreements for details.
Credit card applicant(s) require a business deposit account relationship with F&M.  All credit card programs require credit approval.  Full program details are provided when you apply and additional information is provided when you become a cardholder. Coverage is underwritten and administered by companies affiliated with Visa USA Inc. Certain coverage conditions, restrictions, limitations and exclusions apply.
All loans are subject to credit approval.
Online Banking requires a Business Checking account. A separate application and agreement are required for Online Banking, Cash Management Services, or Bill Pay privileges. Other transaction or account fees may apply. Refer to the account agreements for details.
Savings accounts are limited to six pre-arranged withdrawals per statement cycle. A separate application and agreement are required for Online Banking and Bill Pay privileges. Transactions initiated between the hours of 3:00 PM and 12:00 AM PST on weekends or holidays will be processed the next business day. Other transaction limitations or account fees may apply. Refer to the account agreements for details.
Online Banking requires a Business or Personal account with F&M Bank. A separate application and agreement are required for Online Banking, Cash Management, and Bill Pay services. Transfers between accounts will be processed immediately if requested by 6pm. All other transactions initiated between the hours of 3:00 PM and 12:00 AM PST on weekends or holidays will be processed the next business day. Other transaction limitations or account fees may apply. Refer to the account agreements for details.
Some exclusions may apply.
The following Privacy Notice applies to Farmers & Merchants Bank customers only.
Since email is not a secure method of communication, please do not send any sensitive information (e.g. Social Security or account numbers) via email. If you need to include sensitive information in your communication to us, please contact us by phone.
Subject to credit approval, certain restrictions and limitations may apply.
No Closing Costs to the consumer for lines of $250,000.00 or less on refinance transactions. Loan amounts over $250,000.00 and all purchase transactions, third party or related origination costs to be paid by Borrower.