1. How do I find the nearest Farmers & Merchants Bank (F&M) location?
  2. How many offices does F&M have?
  3. What is F&M's routing number? (Your check will also show the routing number)
  4. What are F&M’s banking hours?
  5. How can I move my accounts to F&M?
  6. How can I apply for a job with F&M?
  7. I just received an e-mail from F&M. Should I respond to it?
  8. How do I stop payment on a check?
  9. How do I change my address?
  10. How do I choose the best checking account for me?
  11. Does F&M offer cashier's checks?
  12. Does F&M offer money orders?
  13. What is the bank's holiday schedule for 2020?
  14. How do I protect my F&M Debit Card online transactions?
  15. What is the FDIC?
  16. How do I check to see if my bank is insured by the FDIC?
  17. What does the FDIC insure?
  18. What is the standard insurance amount?
  19. Is it possible to have more than $250,000.00 at one insured bank and still be fully covered?
  20. Where can I get more information about FDIC insurance?

Personal Checking Accounts

  1. How does the bank calculate the combined average daily balance in a checking and/or savings account(s) for Silver, Gold, and Platinum Checking accounts?
  2. What counts as a debit transaction in regard to waiving the Maintenance Fee?
  3. Do CDs and IRAs qualify for the combined balance for waiving monthly service charges?
  4. Do CDs and IRAs qualify for the combined balance for waiving Maintenance Fee for Silver, Gold, and Platinum Checking accounts?
  5. Do money market accounts count for the combined balance requirement for waiving the Maintenance Fee?
  6. Can balances from a business account count for the combined balance requirement for waiving the Maintenance Fee on a Silver, Gold, and Platinum Checking account?
  7. Which of the Personal Checking accounts are subject to the Paper Statement Fee?

Online Banking - General

  1. How can I protect my account?
  2. What is the cut-off time to schedule an online transfer?
  3. What is the cut off time for submitting Wire Transfers through Online Banking?
  4. How much history can I view online?
  5. How do I reset my password if I am locked out?
  6. How do I change my password?

Online Banking - Transfers

  1. Which of my F&M accounts can I transfer money between?
  2. Can I set up recurring or future e-dated transfers?