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Business Checking Accounts

FIND THE RIGHT F&M BUSINESS CHECKING ACCOUNT FOR YOU

Opening an F&M Business Checking Account is the first step to experiencing the personalized service and financial solutions of one of the strongest banks in Los Angeles and Orange Counties. Whether you are a sole proprietor, start-up, small or enterprise business, our banking professionals can tailor our services to meet your business needs with a competitive interest or non-interest bearing business checking account.

You’ll have checks for business transactions, a MasterCard® Business Debit Card, Online Cash Management services, and 24 locations in Southern California, you have access to your account 24/7. You also have the option to go green and receive your account statements and notices electronically. We even offer the flexibility and convenience of an F&M Business Visa® Credit Card, Remote Deposit Capture, Electronic Lockbox, and additional Business Solutions.

Isn’t it time you put more than 100 years of banking experience to work for your business?

Explore our other checking accounts

Contact our locally based
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(866) 437–0011

M–F: 7 am – 9 pm
Sat: 8 am – 9 pm
Sun: 8 am – 5 pm PT

  Business Checking
Non-Analyzed
Get Started TodayApply at an F&M Office
Business Checking
Analyzed
Get Started TodayApply at an F&M Office
Business Interest
on Checking
Get Started TodayApply at an F&M Office
Minimum Opening Balance $200 $200 $200
Account Fees




$10 minimum balance fee per month and a
per check charge of $.30 for each transaction
(withdrawal, check, automatic transfer or
payment) applies if the balance in the account
falls below $4,000 any day of the statement cycle1
$18 maintenance fee per month applies in
addition to service fees according to the Account
Analysis Schedule of Fees provided at account
opening or online at fmb.com/fees


$12 minimum balance fee per month and a
per check charge of $.30 for each transaction
(withdrawal, check, automatic transfer or
payment) applies if the balance in the account
falls below $5,000 any day of the statement cycle
Earnings service credit can offset accumulated
expenses associated with bank services, account
transactions and currency fees
   
Early closure fee applies if the account is closed
within 90 days of the opening date
$10 $10 $10
Interest bearing account    
Unlimited check writing
Check images included with monthly statement
MasterCard® Business Debit Card2
Free Basic Business Online Banking2
Online Cash Manager2
Bill Pay2
eStatements & eNotices
Combined monthly statements
  Business Checking
Non-Analyzed
Get Started TodayApply at an F&M Office
Business Checking
Analyzed
Get Started TodayApply at an F&M Office
Business Interest
on Checking
Get Started TodayApply at an F&M Office
  Business Checking
Non-Analyzed
Get Started TodayApply at an F&M Office
Minimum Opening Balance $200
Account Fees
$10 minimum balance fee per month and a
per check charge of $.30 for each transaction
(withdrawal, check, automatic transfer or
payment) applies if the balance in the account
falls below $4,000 any day of the statement cycle1
Earnings service credit can offset accumulated
expenses associated with bank services, account
transactions and currency fees
 
Early closure fee applies if the account is closed
within 90 days of the opening date
$10
Interest bearing account  
Unlimited check writing
Check images included with monthly statement
MasterCard® Business Debit Card2
Free Basic Business Online Banking2
Online Cash Manager2
Bill Pay2
eStatements & eNotices
Combined monthly statements
  Business Checking
Non-Analyzed
Get Started TodayApply at an F&M Office
  Business Checking
Analyzed
Get Started TodayApply at an F&M Office
Minimum Opening Balance $200
Account Fees
$18 maintenance fee per month applies in
addition to service fees according to the Account
Analysis Schedule of Fees provided at account
opening or online at fmb.com/fees

Earnings service credit can offset accumulated
expenses associated with bank services, account
transactions and currency fees
Early closure fee applies if the account is closed
within 90 days of the opening date
$10
Interest bearing account  
Unlimited check writing
Check images included with monthly statement
MasterCard® Business Debit Card2
Free Basic Business Online Banking2
Online Cash Manager2
Bill Pay2
eStatements & eNotices
Combined monthly statements
  Business Checking
Analyzed
Get Started TodayApply at an F&M Office
  Business Interest
on Checking
Get Started TodayApply at an F&M Office
Minimum Opening Balance $200
Account Fees
$12 minimum balance fee per month and a
per check charge of $.30 for each transaction
(withdrawal, check, automatic transfer or
payment) applies if the balance in the account
falls below $5,000 any day of the statement cycle
Earnings service credit can offset accumulated
expenses associated with bank services, account
transactions and currency fees
 
Early closure fee applies if the account is closed
within 90 days of the opening date
$10
Interest bearing account
Unlimited check writing
Check images included with monthly statement
MasterCard® Business Debit Card2
Free Basic Business Online Banking2
Online Cash Manager2
Bill Pay2
eStatements & eNotices
Combined monthly statements
  Business Interest
on Checking
Get Started TodayApply at an F&M Office

vaultSome account features and benefits may be subject to separate application, agreement, and/or approval. Terms and Conditions may apply. Account features and benefits are subject to change with or without notice. For account details and deposit interest rates, please visit fmb.com, ask our office staff, or refer to the account agreement and disclosures provided at time of opening. Please refer to Services and Fees for additional details.


1.An account originally opened as non-analyzed may be subsequently analyzed at the Bank’s discretion and service charged accordingly. 2. Protect your business debit card with MasterCard® SecureCode™.

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