PLATINUM CHECKING BENEFITS

  • Free Debit Card Alerts1
  • Free Mobile Banking with Mobile Check Deposit1
  • Free Online Banking
  • Free eStatements & eNotices
  • Unlimited Check Writing
  • Free Bill Pay
  • ATM Service Charge Fee Reversal (At a Non-F&M Bank ATM)2
  • Foreign ATM Surcharge Fee Reversal (From a Non-F&M Bank ATM)2
  • Free Checks Provided By Our Vendor (1 Box Any Style Checks Per Calendar Year)
  • Free Cashier’s Checks, Money Orders & Traveler’s Cheques (Please See Branch Manager)
  • Interest on Checking
  • Free Sweep Transactions/Telephone Transfers Upon Request
  • Free Savings Account Upon Request
  • Free Safe Deposit Box for 1 Year Upon Request(1 Box, Any Size, Based Upon Availability)3
  • Free Stop Payments Upon Request
  • Free Incoming & Outgoing Domestic Wire Transfers

ADDITIONAL BENEFITS AND FEATURES

  • Overdraft Features
  • 24/7 Toll Free Telebanker (855) 416-5747
  • Notary Services
  • F&M Gift Cards by Mastercard®
  • American Express® Travelers Cheques
  • Cashier's Checks & Money Orders

MONTHLY SERVICE CHARGE

  • $50 Maintenance Fee

WAYS TO WAIVE MONTHLY SERVICE CHARGE PER STATEMENT CYCLE

  • Maintain $15,000 Minimum Daily Balance or $50,000 Average Daily Balance or $100,000 Combined Checking and/or Savings Average Daily Balance or $200,000 Combined Checking and/or Savings Average Daily Balance and/or CD4 Current Balance

MINIMUM OPENING BALANCE

  • $100
Get Started Today

Some account features and benefits may be subject to separate application, agreement, and/or approval. Terms and Conditions may apply. Account features and benefits are subject to change with or without notice. A $15 early closure fee applies if the account is closed within 90 days of the opening date. For additional details, please refer to Services & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.

  • 1F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.
  • 2Applicable for non-F&M Bank ATM use in the United States and its territories only. Overdraft fees, if applicable, may apply. Fee reversal will occur within 48 hours.
  • 3Contents of Safe Deposit Boxes are not FDIC insured.
  • 4Balances may be combined from eligible accounts held by the primary accountholder and eligible accounts related through a primary or joint relationship to the primary accountholder.