Personal Online Banking

F&M's Online Banking allows you 24/7 access from your computer or mobile device. Manage your finances securely from anywhere.

  • Check balances
  • Review activity and history
  • Transfer funds
  • Send external transfers
  • Manage multiple accounts
  • Place stop payments
  • Set up alerts by text1 or email
  • View eStatements & eNotices
  • View check images - front and back.
  • Download transaction history - compatible with personal finance software
  • Customize your dashboard

    Bill Pay

  • Schedule payments and recurring payments in advance
  • Modify and cancel payments
  • Review payment history
  • Set up eBills
  • Expedite payments using the same day or overnight service (additional fees apply)

Business Online Banking

Manage your business finances securely from your computer or mobile device anytime, anywhere. Get all the benefits and features of Online Banking plus more for your business

    Cash Management

  • Enhanced online capabilities
  • Enhanced security features
  • Manage multiple users
  • Pay bills
  • Pay Taxes
  • Send domestic and international wire transfers and ACH transactions from a computer or tablet

    Automated Clearing House (ACH)*

    ACH Origination is a safe electronic payment system that transmits data between financial institutions through Cash Manager.

  • ACH transactions never get lost or stolen
  • Initiate credits to vendors, businesses and individuals
  • Simplify payroll
  • Initiate debits to collect funds
  • Reduce paper waste
  • Learn More about your ACH Origination Service


*ACH is governed by NACHA Operating Rules. Learn More.

Transactions initiated after cut-off times indicated below and before 12:00 am PT, and on weekends and holidays, will be processed the next banking day.

CUT-OFF TIME 2:00 pm 3:00 pm 3:00 pm 7:00 pm 8:00 pm

**Please note external transfers may take 1-2 business days to be processed.

Some account features and benefits may be subject to separate application, agreement, and/or approval. Terms and Conditions may apply. Account features are subject to change with or without notice. For additional details, please refer to Service & Fees located at, or the agreement and disclosures provided at the time of account opening, or ask our office staff.

  • 1F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.