Gold Checking Benefits
- ATM Service Charge Fee Reversal4
- Foreign ATM Surcharge Fee Reversal4
- Free Safe Deposit Box, 1 box up to $60, for 1 Year
(based upon availability)3
- Free Checks provided by our vendor
(1st box F&M logo checks)
- Free Unlimited Cashier’s Checks, Money Orders & Traveler's Cheques (Please see Branch Management for details)
- Interest on Checking
- Additional Gold Checking Account
(monthly service charge waived for 1 year)3
- 2 Free Savings Accounts for 1 year3
- Free Incoming Domestic Wire Transfers
- Free Mobile Check Deposit1
- Free Direct Deposit
- Free Telebanker & Call Center
- Free eStatements & eNotices
- Unlimited Check Writing
WAYS TO WAIVE MONTHLY SERVICE CHARGE PER STATEMENT CYCLE
- $20 maintenance fee or maintain $5,000 minimum
daily balance, or $10,000 average daily balance, or $50,000 combined checking and/or savings2 average daily balance.
MINIMUM OPENING BALANCE
Some account features and benefits may be subject to separate application, agreement, and/or approval. Terms and Conditions may apply. Account features and benefits are subject to change with or without notice. For account details and deposit interest rates, please visit fmb.com/rates, ask our office staff, or refer to the account agreement and disclosures provided at time of opening. Please refer to Services and Fees on fmb.com/fees for additional details.
- F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.
- Balances may be combined from eligible accounts held by the primary accountholder and eligible accounts related through a primary or joint relationship to the primary accountholder.
- Checking accounts, Savings accounts, and Safe Deposit Box benefits are upon request.
- Applicable for non-F&M ATM use in the United States and its territories only. Overdraft fees, if applicable, may apply. Fee reversal will occur within 48 hours.