Classic Checking Benefits

  • Free Direct Deposit 
  • Free Telebanker & Call Center
  • Free eStatements & eNotices
  • Unlimited Check Writing

WAYS TO WAIVE MONTHLY SERVICE CHARGE PER STATEMENT CYCLE

  • $15 maintenance fee or $500 in direct deposit(s), or 20
    Debit Card Point-of-Sale transactions3, or maintain
    $1,500 average daily balance, or $5,000 combined
    checking and/or savings4 average daily balance.

MINIMUM OPENING BALANCE

  •  $100
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Some account features and benefits may be subject to separate application, agreement, and/or approval. Terms and Conditions may apply. Account features and benefits are subject to change with or without notice. For account details and deposit interest rates, please visit fmb.com/rates, ask our office staff, or refer to the account agreement and disclosures provided at time of opening. Please refer to Services and Fees on fmb.com/fees for additional details.

  1. Depending on account type, other financial institutions and ATM operators may charge an additional surcharge fee for use of their ATM, which is disclosed and debited at the time of your transaction.
  2. F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.